| 1 |
Share Capital |
4,226.74 |
4,777.62 |
10,000.00 |
| 2 |
Statutory Reserve |
25,367.49 |
29,188.03 |
35,870.25 |
| 3 |
Other Reserve |
38,968.11 |
42,690.99 |
53,603.92 |
| 4 |
Undistributed Profit |
7,797.02 |
7,615.85 |
0.00 |
| 5 |
Provision for Std. Assets |
1,929.26 |
2,252.41 |
1,775.43 |
| 6 |
Provision for Bad & Doubtful debts |
4,808.43 |
4,389.91 |
5,389.39 |
| 7 |
Provision for Overdue Interest |
3,811.74 |
3811.32 |
3,806.66 |
| 8 |
Owned Fund |
76,359.36 |
84,272.49 |
99,474.17 |
| 9 |
Deposits |
1,30,784.44 |
1,44,744.35 |
1,84,192.10 |
| 10 |
Borrowings |
4,36,239.59 |
6,31,335.67 |
3,40,719.74 |
| 11 |
Working Capital |
6,43,383.39 |
8,60,352.51 |
6,24,386.01 |
| 12 |
Investment |
2,04,682.23 |
2,56,647.34 |
1,68,392.69 |
| 13 |
Security/ Treasury Bills |
40,143.27 |
50,442.82 |
46,973.92 |
| 14 |
Fixed/ call Deposits with Other Banks |
1,64,538.96 |
2,06,204.52 |
4,46,096.46 |
| 15 |
Loan Outstanding |
4,36,325.02 |
5,92,977.11 |
592977.11 |
| 16 |
Agr. Finance |
43,005.27 |
52,069.09 |
42,584.94 |
| 17 |
Non Agr. Finance |
3,93,319.75 |
5,40,908.02 |
4,03,511.52 |
| 18 |
Gross NPA |
10,150.75 |
12,817.43 |
14,027.72 |
| 19 |
Agr. Finance |
5,000.25 |
8,708.42 |
9,730.00 |
| 20 |
Non Agr. Finance |
5,150.50 |
4,109.41 |
4,297.72 |
| 21 |
Provision made for NPA |
4,808.43 |
4,389.91 |
|
| 22 |
Net NPA |
5,244.34 |
8,440.43 |
8,814.97 |
| 23 |
% of Gross NPA to Loan |
2.32% |
2.16% |
3.14% |
| 24 |
% of Net NPA to Loan |
1.20% |
1.42% |
1.98% |
| 25 |
Cost of Deposit |
5.10% |
4.37% |
5.01% |
| 26 |
Yield on Assets |
7.63% |
6.79% |
7.82% |
| 27 |
Cost of Fund |
4.39% |
5.47% |
5.60% |
| 28 |
Cost of Management |
0.29% |
0.54% |
0.62% |
| 29 |
Financial Margin |
2.53% |
2.42% |
2.22% |
| 30 |
CD Ratio |
333.62% |
409.67% |
242.19% |
| 31 |
Net Interest Margin |
2.52% |
2.42% |
2.22% |
| 32 |
Return on Assets |
1.92% |
1.32% |
1.24% |
| 33 |
Business per staff |
4,487.09 |
6,768.09 |
6,060.47 |
| 34 |
Business Per Branch |
43,680.80 |
52,694.39 |
45,020.61 |
| 35 |
Working Fund |
4,05,784.46 |
5,43,144.65 |
|
| 36 |
Provision Coverage Ratio |
47.37% |
32.21% |
38.42% |
| 37 |
Net-worth |
9.46% |
7.98% |
11.58% |
| 38 |
Low Cost Deposit % |
26.90% |
32.48% |
32.23% |
| 39 |
High Cost Deposit % |
73.10% |
67.52% |
67.77% |
| 40 |
Profit Before Tax |
10,419.36 |
10,482.99 |
9,037.19 |
| 41 |
Net Profit |
7797.02 |
7,615.85 |
6,763.67 |
| 42 |
CRAR |
53.24% |
48.87% |
67.95% |