Notice

Comparative Financial

Financial Position as on 31-03-2026

(Rs.in Lakh)
Sl.No. Particulars As on 31-03-2024 As on 31-03-2025 As on 31-03-2026
1 Share Capital 10,000.00 10,000.00 14,213.58
2 Statutory Reserve 35,870.25 39,129.07 40,224.45
3 Other Reserves 53,603.92 57,110.25 53,144.79
4 Undistributed Profit 0.00 1,421.07 852.81
5 Provision for Std.Assets 1,775.43 2,107.74 2,600.16
6 Provision for Bad & Doubtful debts 5,389.39 6,121.77 10,457.19
7 Provision for Overdue Interest 3,806.66 3,809.34 3,809.34
8 Owned Fund 99,474.17 1,07,660.39 1,08,435.63
9 Deposits 1,84,192.10 2,29,739.61 2,51,400.04
10 Borrowings 3,40,719.74 5,56,719.74 7,33,217.32
11 Working capital 6,24,386.01 8,94,119.74 10,93,052.99
12 Investment 1,68,392.69 3,41,204.22 4,49,029.87
Security/Treasury Bills 46,973.92 64,308.62 81,752.08
Fixed /Call Deposits with other Banks 1,21,418.77 2,76,895.60 3,67,277.79
13 Loan Outstanding 4,46,096.46 5,27,824.58 6,33,419.07
Agr.Finance 42,584.94 42,436.81 44,203.60
Non Agr.Finance 4,03,511.52 4,85,387.77 5,89,215.47
14 Gross NPA 14,027.72 14,374.68 36,562.60
Agr.Finance 9,730.00 9,551.52 31,603.15
Non Agr.Finance 4,297.72 4,823.16 4,959.45
15 Net NPA 8,814.97 8,465.86 26,105.41
16 % of Gross NPA to Loan 3.14% 2.72% 5.77%
17 % of Net NPA to Loan 1.98% 1.56% 4.12%
18 Cost of deposit 5.01% 5.14% 5.36%
19 Yield on Assets 7.82% 7.52% 7.68%
20 Cost of Fund 5.60% 4.60% 5.34%
21 Cost Of Management 0.62% 0.71% 1.46%
22 CD Ratio 242.19% 229.75% 251.96%
23 Net interest Margin 2.22% 2.92% 2.34%
24 Return on Assets 1.24% 1.61% 0.29%
25 Business per Staff 6,060.47 7,575.64 9028.77
26 Business per Branch 45,020.61 54,111.73 63201.36
27 Provision coverage ratio 38.42% 42.59% 28.60%
28 Networth 11.58% 9.23% 11.30%
29 Low cost Deposit% 32.23% 37.45% 30.43%
30 High cost Deposit% 67.77% 62.55% 69.57%
31 Profit before Tax 9,037.19 10,483.66 2,932.64
32 Net Profit 6,763.67 7,818.20 2,193.38
33 CRAR 67.95% 54.43% 55.11%
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