| 1 |
Share Capital |
10,000.00 |
10,000.00 |
14,213.58 |
| 2 |
Statutory Reserve |
35,870.25 |
39,129.07 |
40,224.45 |
| 3 |
Other Reserves |
53,603.92 |
57,110.25 |
53,144.79 |
| 4 |
Undistributed Profit |
0.00 |
1,421.07 |
852.81 |
| 5 |
Provision for Std.Assets |
1,775.43 |
2,107.74 |
2,600.16 |
| 6 |
Provision for Bad & Doubtful debts |
5,389.39 |
6,121.77 |
10,457.19 |
| 7 |
Provision for Overdue Interest |
3,806.66 |
3,809.34 |
3,809.34 |
| 8 |
Owned Fund |
99,474.17 |
1,07,660.39 |
1,08,435.63 |
| 9 |
Deposits |
1,84,192.10 |
2,29,739.61 |
2,51,400.04 |
| 10 |
Borrowings |
3,40,719.74 |
5,56,719.74 |
7,33,217.32 |
| 11 |
Working capital |
6,24,386.01 |
8,94,119.74 |
10,93,052.99 |
| 12 |
Investment |
1,68,392.69 |
3,41,204.22 |
4,49,029.87 |
|
Security/Treasury Bills |
46,973.92 |
64,308.62 |
81,752.08 |
|
Fixed /Call Deposits with other Banks |
1,21,418.77 |
2,76,895.60 |
3,67,277.79 |
| 13 |
Loan Outstanding |
4,46,096.46 |
5,27,824.58 |
6,33,419.07 |
|
Agr.Finance |
42,584.94 |
42,436.81 |
44,203.60 |
|
Non Agr.Finance |
4,03,511.52 |
4,85,387.77 |
5,89,215.47 |
| 14 |
Gross NPA |
14,027.72 |
14,374.68 |
36,562.60 |
|
Agr.Finance |
9,730.00 |
9,551.52 |
31,603.15 |
|
Non Agr.Finance |
4,297.72 |
4,823.16 |
4,959.45 |
| 15 |
Net NPA |
8,814.97 |
8,465.86 |
26,105.41 |
| 16 |
% of Gross NPA to Loan |
3.14% |
2.72% |
5.77% |
| 17 |
% of Net NPA to Loan |
1.98% |
1.56% |
4.12% |
| 18 |
Cost of deposit |
5.01% |
5.14% |
5.36% |
| 19 |
Yield on Assets |
7.82% |
7.52% |
7.68% |
| 20 |
Cost of Fund |
5.60% |
4.60% |
5.34% |
| 21 |
Cost Of Management |
0.62% |
0.71% |
1.46% |
| 22 |
CD Ratio |
242.19% |
229.75% |
251.96% |
| 23 |
Net interest Margin |
2.22% |
2.92% |
2.34% |
| 24 |
Return on Assets |
1.24% |
1.61% |
0.29% |
| 25 |
Business per Staff |
6,060.47 |
7,575.64 |
9028.77 |
| 26 |
Business per Branch |
45,020.61 |
54,111.73 |
63201.36 |
| 27 |
Provision coverage ratio |
38.42% |
42.59% |
28.60% |
| 28 |
Networth |
11.58% |
9.23% |
11.30% |
| 29 |
Low cost Deposit% |
32.23% |
37.45% |
30.43% |
| 30 |
High cost Deposit% |
67.77% |
62.55% |
69.57% |
| 31 |
Profit before Tax |
9,037.19 |
10,483.66 |
2,932.64 |
| 32 |
Net Profit |
6,763.67 |
7,818.20 |
2,193.38 |
| 33 |
CRAR |
67.95% |
54.43% |
55.11% |