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Daily Deposit Scheme
Daily Deposit Savings Scheme
The Daily Deposit Savings Scheme is a convenient and flexible savings option designed to help individuals save small or large amounts regularly. This scheme is especially suitable for daily wage earners, shopkeepers, small traders, and self-employed individuals who wish to build savings gradually.
For the convenience of customers, deposits are collected directly from their doorstep by the bank’s authorized Daily Deposit Agents, eliminating the need to visit bank branches frequently. The account must be maintained for a minimum period of one year, and withdrawal or closure of the account is not permitted during this period.
Daily Savings
Save small or large amounts daily without financial pressure.
Doorstep Collection
Deposits are collected by authorized bank agents at your doorstep.
Flexible Tenure
Choose a deposit period of 12, 24, 36, or 60 months.
Minor Account Facility
Accounts for minors below 12 years operated by a legal guardian.
Simple Interest
Interest calculated on a simple interest basis and paid at maturity.
Joint Account
Account can be opened individually or jointly as per requirement.
| S.No. | Period of Term Deposit | EXISTING | New | ||||
|---|---|---|---|---|---|---|---|
| Below Rs. 2 Crore | Rs. 2 Crore less than Rs. 5 crores | Rs. 5 crores & above | Below Rs. 2 Crore | Rs. 2 Crore less than Rs. 5 crores | Rs. 5 crores & above | ||
| 1 | 07 days to 14 days | 3.20% | 3.20% | 3.75% | 3.20% | 3.20% | 3.75% |
| 2 | 15 days to 29 days | 3.75% | 4.00% | 4.00% | 3.75% | 4.00% | 4.00% |
| 3 | 30 days to 45 days | 4.75% | 5.00% | 5.25% | 4.75% | 5.00% | 5.25% |
| 4 | 46 days to 90 days | 5.25% | 5.75% | 6.25% | 5.25% | 5.75% | 6.25% |
| 5 | 91 days to 180 days | 5.25% | 5.75% | 6.25% | 5.25% | 5.75% | 6.25% |
| 6 | 181 days to less than 1 Year | 5.25% | 5.75% | 6.25% | 5.35% | 5.85% | 6.35% |
| 7 | 1 Year to less than 2 Years | 6.50% | 6.65% | 6.75% | 6.60% | 6.75% | 6.85% |
| 8 | 2 Years to less than 3 Years | 6.25% | 6.40% | 6.50% | 6.25% | 6.40% | 6.50% |
| 9 | 3 Years to less than 5 Years | 6.00% | 6.20% | 6.25% | 6.00% | 6.20% | 6.25% |
| 10 | 5 Years and up to 10 Years | 6.00% | 6.10% | 6.25% | 6.00% | 6.10% | 6.25% |
| 11 | 444 Days (Dhan Laxmi Deposits) | 6.80% | 6.80% | 6.80% | 6.90% | 6.90% | 6.90% |
